.TO FIND THE HOUSE THATS RIGHT FOR YOU
CLICK HERE TO VIEW OUR HOME FINDER-

Our Services

A few of the many services we offer include:

• We can assist you in assessing your housing needs through the various tools available to us.
• We know the market well and can assist you in understanding the housing market.
• We can help you in determing how much you can afford including all hidden closing costs
• We can assist you in building your home buying team i.e. lawyer, lender, home inspector.
• We can point you in the right direction for arranging your mortgage.
• We have access to all currently listed properties and new homes in the Ottawa-Carleton area and would be pleased to show you the ones that match your needs.
• Once you've selected the home of your choice -- we can prepare a market analysis of that neighbourhood so you get a complete picture of the actual value of the property which would assist you in determining your offer price.
• We provide step by step guidance in the offer process.
  

Our service doesn't end here --if you have any questions or concerns we are only a phone call away.




5% Down

First Home Loan Insurance (also referred to as 5% Down) - This is a CMHC product of particular interest to people looking for their first home. It allows qualified first-time buyers to purchase a home with as little as 5% down. In these cases, CMHC will insure mortgages of up to 95% of the home's purchase price or the market value of the property, whichever is less. (Restrictions may apply. Contact your local lender.)

Effective May 11, 1998, the five percent down payment option will no longer be limited to first-time home buyers. After that date, loans with a loan-to-value ratio over 90 per cent will be available to all qualified home buyers.

In addition, effective on the same date, the premium for 95 per cent financing will increase to 3.75 percent of the loan amount from 2.5 per cent. Every application for 95 per cent financing received by CMHC on or after May 11 will be subject to the new premium.




Mortgage Calculator

We're available to walk you through the mortgage calculator at your convenience. There are certain guidelines that must be followed in order to be approved by any lending institution i.e. no more than 38% of gross income can be used to service loans/mortgages.

click below to view calculator -

Working with a Realtor

When you're looking for help buying or selling property, it's important to remember that the terms "real estate agent" and "Realtor" are not synonymous. Realtors can provide an extra level of service. A Realtor must be a member of the National Association of Realtors. The equivalent organization in Canada is the Canadian Real Estate Association. Both are non-profit trade organizations that promote real estate information, education and professional standards.

The National Association of Realtors also has earned a strong reputation for championing private property rights and working to make home ownership affordable and accessible.


Code of Ethics
NAR and CREA members adhere to a strict code of ethics founded on the principle of providing fair and honest service to all consumers. Realtor business practices are monitored at local board levels. Arbitration and disciplinary systems are in place to address complaints from the public or board members.

This local monitoring keeps Realtors directly accountable to the individual consumers they serve. Real estate licensees who are not Realtors work solely under state/provincial licensing regulations.


RE/MAX Realtors
RE/MAX real estate agents are required to be Realtors as a condition of membership in the RE/MAX organization. As a percentage of membership, RE/MAX agents hold more Realtor professional designations compared to any other national or international company.

The various designations are a symbol of achieving and maintaining advanced levels of education in real estate sales and marketing. Look for the Realtor or "R" logo when shopping for real estate assistance, for assurance of ethical standards and commitment to the community.

Link a RE/MAX agent to that "R" for additional assurance of experience, productivity and advanced education.